Oopsies to Avoid before Closing on your Home

I often tell people that next to getting married that this is one of the most stressful events of their life. Purchasing your first home is a lot of work, can be overwhelming and there is just so much to know. The good news is that my job and that of the team at Elements Mortgage, is make this as easy and stress free as possible.

Throughout my interactions with clients I have had quite a few times when we had "oopsies" or things that clients did that unknowingly put their home purchase in jeopardy. This is not their intention but really is just due to the fact that they only have done this one... or once every say 7 or ten years. This is something I do every day, so as an expert it's my job to educate you on what NOT to do so you don't have to stress.  Sooo here's a list of things that you might want to keep in mind when you are purchasing a home or pre-approved and shopping for a home.

I thought it would be fun to add some humour and do a few videos. The first video is me with 5 tips and the 2nd is Jadia Wilson another wonderful Mortgage Associate at Elements Mortgage.  Enjoy...  Please feel free as always to add comments, ask questions and forward to your friends.

Thanks for putting your Trust in Tiff!
Elements Mortgage we do things.. a little different!

Elements 2011 in Review

Well it's been a crazy year! One filled with lots of firsts, challenges and continued learning! The team at Elements Mortgage is expecting nothing less for 2012 and we are looking forward to continued growth of our team and the business!

Here is a brief overview of the highlights of 2011 for Elements Mortgage

• Elements Mortgage Inc. Established June 2011 by Tiffany Clark
• Upon the Licensing of Elements as an Independant Mortgage Brokerage in affliation with Axiom Mortgage Partners Tiffany joined forces with MBSA Investments, Major Investments, and Canada Loyal. This strategic alliance allows the Elements Mortgage Team to refer clients to other specialists in Insurance, Investments and Private Equity in conjunction with the Elements Capital company. Our team is pictured above in the Christmas picture, Rob Major, Clint Brading, Logan Shaw and myself. Offering a well rounded resource for your financial needs helps us to help you ACHIEVE FINANCIAL FREEDOM!
• Tax Deductible Mortgage Plan Exclusivity for Peace Region - Introduction and implementation of the first TDMP Mortgages at Elements Mortgage. Tiffany made an agreement with TDMP Mortgages to become the exclusive agent for marketing and distribution of TDMP in the Peace Region. This unique strategy offers clients the ability to use equity in their homes to grow investments, accelerate repayment of their mortgage and get higher tax refunds by making their mortgage tax deductible!
• Sheldon Ward joined elements in July finished his Mortgage Associate Course and started working with clients while training with Tiffany! Sheldon has become a great asset to the team and clients are thrilled with the time and attention he takes when considered their needs!
• Jadia Wilson joined the team in October with over 10 yrs experience in the lending and real estate industry! Jadia has been a welcome addition digging in and meeting with new clients as well as her bringing her existing clients in the process!d
• Belinda DuToit was hired as our Office Co-Ordinator! Every office needs a woman like Belinda who keeps us organized, ensures everyone within the Elements Capital group is on the same page and is now assisting with keeping our books in balance as well too! That is a tall order and at the same time she is Mom to two beautiful little boys and loving wife to Daniel!

It's a great feeling to be part of a company and a team where it feels as if you are part of a family! Being part of a team that cares about the quality of work they do, taking each day as an opportunity to raise the bar to the next level has been tremendous! I have no doubt that we will continue to improve the offerings to our clients and expand the clients we serve over the next year!

Wishing you and yours prosperity in the coming year! Looking back is part of moving forward... Lots of goals for 2012... Here's to you achieving yours as well!

Tiffany

Introduction to Elements Mortgage Blog

Well for anyone that has seen my previous "Trust in Tiff" Blog's then you know the format and I committ that 2012 will be no different - just amped up with better content! This blog is about providing you - the viewers with information on purchasing and financing your home with the best tools available. I also include tips on Home Maintenance, Preparation for home sale, Renovations, Tax Credits relating to homes and credit rebuild information.

Happy Reading!
If you ever have questions please feel free to comment and I will answer as quickly as possible!